PENGARUH FITUR PAYLATER, PERSEPSI KEMUDAHAN PENGGUNAAN DAN FOMO TERHADAP KEPUTUSAN PEMBELIAN IMPULSIF PADA APLIKASI SHOPEE DI MASYARAKAT BANTEN
Shopee Paylater, Ease of Use, FOMO, Impulse Purchase
Keywords:
Shopee Paylater, Ease of Use, FOMO, Impulse PurchaseAbstract
This study aims to analyze the influence of Paylater features, the perception of ease of use, and Fear of Missing Out (FOMO) on impulse purchase decisions on the Shopee application in the Banten community. The study used a quantitative approach with a survey method of 100 respondents selected through purposive sampling techniques. Data was collected using an online questionnaire and analyzed with Structural Equation Modeling (SEM) based on Partial Least Square (PLS) using SmartPLS 4.0 software. The results showed that simultaneously, the three independent variables had an influence of 52.5% on impulse purchase decisions with an R-Square value of 0.525. Partially, the results of the analysis showed that the Shopee Paylater feature did not have a significant effect directly on impulse purchase decisions (t = 1.116; p = 0.132). In contrast, the perception of ease of use had a significant effect (t = 2.032; p = 0.021), and FOMO had the most significant influence on impulse purchase decisions (t = 9.411; p = 0.000). These findings indicate that psychological factors and perceptions of ease of use of the platform are more dominant driving impulse buying behaviors compared to digital credit features
Downloads
References
Aristantin, D. (2020). Paylater, Kartu Kredit Zaman Now yang Ternyata Bisa Bikin Kalap Belanja! Koin Works. https://koinworks.com/blog/apa-itu-paylater/
Affika, S. (2021). PENGARUH PENGGUNAAN SISTEM PEMBAYARAN SHOPEE PAYLATER BAYAR NANTI TERHADAP PERILAKU KONSUMTIF MAHASISWA UIN RADEN INTAN LAMPUNG DALAM PERSPEKTIF BISNIS SYARIAH.
Bangngu, S. G., Fangidae, R. E., Kurniawaty, M., Fangidae, R. P. C., Kupang, N. C., Ekonomi, F., Bisnis, D., & Manajemen, P. (2023). Pengaruh Penggunaan Paylater dan Cash On Delivery terhadap Perilaku Impulse Buying Pengguna E-Commerce Shopee di Kota Kupang (The Influence of Using Paylater and Cash On Delivery on the Impulse Buying Behavior of Shopee E-Commerce Users in Kupang City). Jurnal Bisnis Dan Pemasaran Digital, 2(2), 85–94. https://doi.org/10.35912/JBPD.v2i2.2590
Damayanti, M. R., Sagoro, E. M., Damayanti, M. R., Sagoro, E. M., Studi, P., Akuntansi, P., Yogyakarta, U. N., Buying, I., & Penggunaan, K. (2024). PENGARUH PERILAKU FEAR OF MISSING OUT DAN KEMUDAHAN PENGGUNAAN TERHADAP IMPULSIVE BUYING PADA PENGGUNA E-COMMERCE DENGAN SELF CONTROL SEBAGAI VARIABEL MODERASI THE INFLUENCE OF FEAR OF MISSING OUT BEHAVIOR AND EASE OF USE ON IMPULSIVE BUYING IN E-COMMERCE. 479(2), 66–77.
Djamhari, S. I., Mustika, M. D., Sijabathyni, B., & Ndaru, A. R. P. (2024). Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods. Cogent Business and Management, 11(1). https://doi.org/10.1080/23311975.2024.2491484
Gunawan. (2024). PERSEPSI RISIKO TERHADAP IMPULSE BUYING PENGGUNA SHOPEE PAYLATER (Studi Kasus: Pada Masyarakat di Kecamatan Pantai Cermin). SKRIPSI OLEH: GUNAWAN PROGRAM STUDI MANAJEMEN FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS MEDAN AREA MEDAN PENGGUNA SHOPEE PAYLATER. Universitas Medan Area.
Ilmi, M., Setyo Liyundira, F., Rachmawati, A., Juliasari, D., & Habsari, P. (2020). Perkembangan Dan Penerapan Theory Of Acceptance Model (TAM) Di Indonesia. Relasi: Jurnal Ekonomi, 16(2), 436–458. https://doi.org/10.31967/relasi.v16i2.371
Irawati, T., Ramawati, E., & Pramesti, N. A. (2020). Penggunaan Metode Technology Acceptance Model (TAM) Dalam Analisis Sistem Informasi Alista (Application Of Logistic And Supply Telkom Akses). Is The Best Accounting Information Systems and Information Technology Business Enterprise This Is Link for OJS Us, 4(2), 106–120. https://doi.org/10.34010/aisthebest.v4i02.2257
Masiroh, M. R., Prihatma, G. T., & Alfianto, A. (2022). Pengaruh Sales Promotion, Hedonic Browsing, dan Impulse Buying Tendency terhadap Impulse Buying Pelanggan E-Commerce Shopee. Sains Manajemen, 8(2), 88–104. https://doi.org/10.30656/sm.v8i2.5307
Nuruddin Syafriq Isani, M. S., & Himatul, R. (2024). Pengaruh Fitur Paylater, Spinjam dan Affiliate terhadap Minat Kasus Pengguna Shopee pada Mahasiswa FEBI UIN SATU Al-Khairaj – Jambi Ekonomi Keuangan & Bisnis Syariah. Al-Khairaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah, 6(1), 173–181. https://doi.org/10.47467/alkhairaj.v6i1.160
Parameswari, R., & Ginsy, P. L. (2022). The Effect Of Paylater Payment Methods On The Increase Of Impulse Purchases. Primaomics Journal Ekonomi & Bisnis, 20(2), 175–185. https://doi.org/10.31253/pe.v20i2.1183
Phyta Rahima, I. C. (2022). Pengaruh Fitur Shopee Paylater terhadap Perilaku Konsumtif Mahasiswa Universitas Mataram. JURNAL MANAJEMEN DAN BISNIS, 4(6), 39–50. https://doi.org/10.47467/alkharaj.v5i6.160
Prastiwi, I. E., & Fitria, T. N. (2021). Konsep Paylater Online Shopping dalam Pandangan Ekonomi Islam. Jurnal Ilmiah Ekonomi Islam, 7(1), 425. https://doi.org/10.29040/jiei.v7i1.1458
Puspitasari, D., & Jazilatul, C. (2024). Pengaruh Persepsi Kemudahan Penggunaan Dan Fomo Terhadap Pembelian Impulsif Pada Gen Z Pengguna Shope Pay Later. Jurnal Of Comprehensive Science, 3(1), 139–143.
Putri Nugraha, J., Alifah, D., Sinulingga, G., Rojjati, U., Salomo, G., Rosmawati, Fathihani, Johannes, R., Kristia, Batin, M., Jati Lestari, W., & Khatimah, HusniFitama Beribe, M. (2021). Perilaku Konsumen Teori.
Ramadhani, Y., Us, R., & Haldy, A. E. (2022). Pengaruh FOMO, Kesenangan Berbelanja dan Motivasi Belanja Hedonis Terhadap Keputusan Pembelian Tidak Terencana di E-Commerce Shopee Pada Waktu Harbonas. Jurnal Ekonomi Dan Bisnis, 11(3), 1–11.
Rossa, A., & Ashfath, F. (2022). Pengaruh Persepsi Kemudahan Penggunaan, Kepercayaan, Risiko dan Keamanan Terhadap Impulse Buying Pengguna Spaylater di Kabupaten Bekasi. GLOBAI: Jurnal Literasi IPTEP, 2(1), 28–41. https://doi.org/10.59423/global.v2i1.55
Sanoesi Octanita, W. N. R., & Setiawan, H. (2022). Pengaruh Presepsi Kemudahan, Manfaat, Intensitas Penggunaan, Gaya Hidup Terhadap Impulse Buying Pada Pengguna Shopee Paylater. Seminar Inovasi Manajemen Bisnis Dan Akuntansi (SIMBA), 4, 1–25.
Sari, R. (2020). Pengaruh Penggunaan Paylater Terhadap Perilaku Impulse Buying Pengguna E-Commerce di Indonesia. Jurnal Riset Bisnis Dan Investasi, 7(1), 44–57. https://doi.org/10.35311/jrbi.v7i1.2058
Setiabudhi, Hatta, S. E., M. A., Suwono, Suwono, S. E., M. S., Setiawan, Yudi Agus, S. S., M. M., & Karim, Syahrul, M. S. (2025). Analisis Data Kuantitatif dengan SmartPLS 4. P. H. Daruri (ed.). BORNEO NOVELTY.
Sodik, & Siyoto. (2015). Dasar Metodologi Penelitian. Yogyakarta: Ayu (Ed.). Dasar Metodologi Penelitian. Iterasi media publishing.
Soleha Rahmaniatun, S., & Sagir, J. (2024). Pengaruh Fear Of Missing Out (FOMO) dan Hedonic Shopping Motivation Terhadap Impulse Buying di E-Commerce (Studi Pada Generasi Z Lombok). Journal of Economics, Business, & Entrepreneurship, 5, 34–38. https://doi.org/10.29303/akaliara.v5i1specialissue.604
Syafrida, S. (2022). METODOLOGI PENELITIAN.
Wahyuni, S., Nirmala, T., Respati, R. D., & Teviningrum, S. (2024). Fenomena Fear Out Of Missing Out (FOMO) terhadap Keputusan Pembelian Restoran Viral Karen’s Diner Jakarta. Jurnal Bisnis Hospitaliti, 13(1), 89–101. https://doi.org/10.52842/jbh.v13i1.1328
Wityasari, S., Solihin, F. S., Santoso, I., & (2019). Consumerism: Mengembangkan Perilaku Conformity Consumption dengan Memanfaatkan Fear of Missing Out Konsumen. Jurnal Ilmiah Bisnis Dan Ekonomi Asia, 15(2), 159–171. https://doi.org/10.32812/jibeka.v15i2.230
Zhabrina Dede, N., Amir Isa, R., & Ismai, I. (2022). Pengaruh Penggunaan Paylater Dan Flashsale Terhadap Perilaku Impulse Buying Pada Pengguna Shopee (Studi pada Mahasiswa Pengguna Shopee Jurusan Manajemen Universitas Negeri Gorontalo). Journal of Management, 5(3), 358–363. https://doi.org/10.2568/jm.v5i3.3607
Zuliyansah, Z., Yusipra, P., & Pane, S. G. (2024). Pengaruh Penggunaan Shopee Paylater Terhadap Perilaku Konsumtif Mahasiswa. MOTEKAR: Jurnal Multidisiplin Teknologi Dan Arsitektur, 2(1), 31–43. https://doi.org/10.57235/motekar.v2i1.2115
Ghozali, I., & Latan, H. (2020). Partial Least Squares Konsep, Teknik Dan Aplikasi Menggunakan Program Smartpls 3.0. Semarang: Undip.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi

This work is licensed under a Creative Commons Attribution 4.0 International License.






