PERILAKU KONSUMTIF IBU RUMAH TANGGA DAN IMPLIKASINYA TERHADAP PENGELOLAAN KEUANGAN KELUARGA DI KABUPATEN GOWA

Authors

  • Nurwahyuni Universitas Muhammadiyah Makassar
  • Andi Jam'an Universitas Muhammadiyah Makassar
  • Muchriana Muchran Universitas Muhammadiyah Makassar

DOI:

https://doi.org/10.23969/jp.v11i02.47080

Keywords:

Consumptive Behavior, Financial Management

Abstract

This study aims to examine the influence of housewives' consumptive behavior and its implications on family financial management in Gowa Regency. This study uses a quantitative method, with a sample of 93 housewives in Katangka Village, Somba Opu District, Gowa Regency. The data used are primary data obtained through distributing questionnaires using Google Form. The data analysis technique used is simple linear regression processed using SPSS 25 statistical calculations. Based on the results of the t test and simple linear regression test, it shows that housewives' consumptive behavior has a negative and significant effect on family financial management. This is evidenced by a significance value of 0.031 < 0.05. And the regression coefficient result is -0.123 Based on the results of SPSS 25 output, the results of the study partially found that housewives' consumptive behavior has a negative effect on family financial management, especially in Katangka Village, Somba Opu District, Gowa Regency.

Downloads

Download data is not yet available.

References

Ajzen, I. (1991). The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179–211. https://doi.org/10.1016/0749-5978(91)90020-T

Asaad, M. (2020). Analisis perilaku konsumtif ibu rumah tangga dalam pengelolaan keuangan keluarga. Jurnal Ekonomi dan Bisnis, 5(2), 45–53.

Astuti, R., Wahyuni, S., & Nugroho, A. (2013). Perilaku konsumtif dalam membeli barang pada masyarakat perkotaan. Jurnal Psikologi, 10(1), 12–20.

Dermawan, R. (2022). Pengaruh gaya hidup dan promosi terhadap perilaku konsumtif ibu rumah tangga di kota besar. Jurnal Manajemen Pemasaran, 8(1), 34–42.

Khasanah, U. (2025). Pengaruh perilaku konsumtif terhadap pengelolaan keuangan rumah tangga. Jurnal Ilmu Ekonomi, 9(1), 77–85.

Keynes, J. M. (1936). The general theory of employment, interest and money. London: Macmillan.

Novianda, D. (2024). Pengaruh akses keuangan digital terhadap konsumsi rumah tangga di Indonesia. Jurnal Ekonomi Digital, 3(2), 101–110.

Sugiyono. (2017). Metode penelitian kuantitatif, kualitatif, dan R&D. Bandung: Alfabeta.

Sugiyono. (2020). Metode penelitian kuantitatif. Bandung: Alfabeta.

Zulaihati, S. (2020). Financial behavior dalam pengelolaan keuangan rumah tangga di Indonesia. Jurnal Keuangan dan Perbankan, 12(2), 88–96.

Downloads

Published

2026-05-14