TRIKONOMIKA

FINANCIAL INCLUSION, POPULATION QUALITY LEVEL, POVERTY, AND UNEMPLOYMENT ON ECONOMIC GROWTH

Dwi Aryani — 2024-07-01

The purpose of this research are to analyse the effect of financial inclusion and population quality level on economic growth with poverty and unemployment as intervening variables. The research method used in this study is a quantitative descriptive analysis approach. The independent variables are financial inclusion, population quality level, poverty, unemployment, and the dependent variable is economic growth. The total data employed is 1020 which was taken from the Central Agency of Statistic (BPS) and the Financial Service Authority (OJK) in year 2016-2021. The data analysis method used is Partial Least Square with Structural Equation Modelling and bootstrapping method. The results showed that financial inclusion does not have an effect on economic growth, poverty and unemployment. Poverty and unemployment cannot mediate the correlation between financial inclusion and level of population quality on economic growth. Unemployment has a positive effect on poverty.A slower economic growth and poverty in Indonesia are still a crucial problem that must be solved, therefore this study gives essential implications to provide data for policymakers such as the OJK that has important role on encouraging financial inclusion and economic growth; as well as BPS in reducing poverty and unemployment; and to enrich literature and theory.

ECONOMIC GROWTH AND POVERTY: THE MODERATING EFFECT OF INCOME INEQUALITY

Istiqomah Istiqomah — 2024-07-01

The trickle-down effect assumes that the progress of a group of people will automatically trickle down, thus creating jobs which in turn will promote the necessary conditions for equitable economic growth. However, previous studies on the association between economic growth and poverty have shown inconclusive results.This study fills the gap of the above research differences by introducing income inequality as a moderating variable in the relationship between economic growth and poverty. Secondary data from 34 provinces in Indonesia during 2016-2020 period were analyzed using panel data moderated regression. The results showed that while simple linear regression model indicates positive significant effect of economic growth on poverty, the interaction between economic growth and income inequality shows negative significant effect on poverty. This paper concludes that income inequality as measured by the Gini index moderates the effect of economic growth on poverty which supports the importance of inclusive economic growth.

CUSTOMER ANXIETY AFTER COVID-19 AND ITS IMPACT TO THE BEHAVIORAL INTENTION AT HYPERMARKET

Fenty Fauziah — 2024-06-10

The COVID-19 pandemic has significantly impacted the modern retail sector, particularly hypermarkets in East Kalimantan, influencing consumer behavior by creating anxiety and promoting both hedonic and utilitarian shopping behaviors. This study examines how attitudes toward behavior mediate the relationship between anxiety, utilitarian value, hedonic value, and behavioral intention among hypermarket consumers post-pandemic. The study addresses theoretical and empirical inconsistencies in these relationships. Involving 160 participants selected through systematic random sampling, data were analyzed using Partial Least Squares (PLS) with Smart PLS 3.0. Seven hypotheses were tested. Findings indicate that only utilitarian value and attitude toward behavior significantly affect behavioral intention. Both hedonic and utilitarian values predict attitudes toward behavior, while anxiety has a negative and insignificant effect on both behavioral intention and attitudes. Post-pandemic, consumers are no longer anxious about shopping at hypermarkets, suggesting a need for improved promotions and services in hypermarkets.