Setiawan R, Putri OR, Jafar R. BANK OWNERSHIP, MODE OF ENTRY, AND CREDIT ALLOCATION TO MSMEs. trikonomika [Internet]. 2021 Jun. 28 [cited 2025 Apr. 20];20(1):25-32. Available from: https://journal.unpas.ac.id/index.php/trikonomika/article/view/1632