Maghfiroh, Syafira Illaina, and Rudi Purwono. “DETERMINANTS OF FINANCIAL DEVELOPMENT: IMPACT OF HUMAN CAPITAL IN EMERGING MARKETS COUNTRIES”. TRIKONOMIKA : Jurnal Ekonomi, vol. 20, no. 2, Dec. 2021, pp. 97-104, doi:10.23969/trikonomika.v20i2.4047.